Use cases
B2B debt recovery software for UK businesses
Last updated: June 2026
What does B2B debt recovery involve?
It usually means confirming the debt, verifying the debtor company, building a clear evidence trail, escalating through reminders and a Letter Before Action, and — only if necessary — preparing for a court claim. Because both sides are businesses, commercial-debt rules on statutory interest and compensation often apply.
Software vs agency vs solicitor — what’s the difference?
These are different things, and they are not mutually exclusive. The table below sets out the distinction in plain terms.
| Approach | What it is | Who acts |
|---|---|---|
| Recovery software (WolfX) | Tools to organise evidence and prepare documents | You stay in control of every step |
| Debt collection agency | A third party that chases and collects on your behalf | The agency acts as collector, often for a fee |
| Solicitor | Qualified legal advice and representation | A regulated lawyer acts and advises |
What is the difference between WolfX and debt collection?
A debt collection agency is a third party that chases and collects money on your behalf, often for a fee or commission. WolfX is software: it helps you prepare evidence-backed recovery workflows, Letters Before Action and Court Readiness Packs, and keeps records in one place. WolfX does not collect money, does not contact debtors as a collector, and is not a regulated debt collection agency.
What role does evidence play?
Strong recovery rests on a clear account of the debt: the contract or terms, the invoice, delivery or acceptance proof, communications, payment promises, the dispute status, and verified Companies House details. WolfX organises these so the position is easy to review and defend.
How do the Letter Before Action and Court Readiness Pack fit in?
A Letter Before Action is the formal pre-court step that sets out the debt and a deadline. A Court Readiness Pack organises the evidence for any decision to escalate. WolfX helps you prepare both. It does not file claims or create CCJs — those sit with the court, and any decision to pursue a claim stays with you or your solicitor.
What is the Evidence Vault?
The Evidence Vault keeps the records behind a case in one place, with an integrity trail, so the account of the debt is clear and consistent from first reminder to any court-readiness review.
WolfX is software for evidence-backed invoice recovery workflows. WolfX is not a law firm, debt collection agency, court, or payment processor. This site provides general information, not legal advice.
Sources
- Late commercial payments: charging interest and debt recovery — GOV.UK
- Late Payment of Commercial Debts (Interest) Act 1998 — legislation.gov.uk
- Practice Direction on Pre-Action Conduct and Protocols — Ministry of Justice (Civil Procedure Rules)
Frequently asked questions
What is the difference between WolfX and a debt collection agency?
A debt collection agency is a third party that chases and collects money on your behalf, often for a fee or commission. WolfX is software: it helps you prepare evidence-backed recovery workflows, Letters Before Action and Court Readiness Packs, and keeps records in one place. WolfX does not collect money, does not contact debtors as a collector, and is not a regulated debt collection agency.
Is WolfX a debt collection agency?
No. WolfX is software for evidence-backed recovery workflows. It does not contact debtors as a collector, does not collect payments, and is not a regulated debt collection agency.
Do I still need a solicitor?
Sometimes. For contested or higher-value claims many businesses take legal advice. WolfX organises the evidence so any solicitor instruction is faster; it does not provide legal advice itself.
Run evidence-backed B2B recovery.