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Last updated: June 2026

WolfX is software, not a law firm or a debt collection agency. It helps UK businesses organise overdue-invoice evidence and prepare evidence-backed recovery workflows — including Letters Before Action and Court Readiness Packs — that you, your solicitor, or your compliance team can review. These comparisons set out, factually, where WolfX fits alongside the two routes businesses most often weigh up: handing the debt to a collection agency, or instructing a solicitor to send a Letter Before Action. WolfX does not guarantee recovery, does not file court claims for you, and does not collect payments directly.