Glossary
What is Money Claim Online?
Last updated: June 2026
What is Money Claim Online used for?
MCOL is used to issue a county court money claim — typically for a fixed amount — without attending court in person to file. Eligibility rules apply (for example, claim limits and the type of claim). It is one official route to a court claim; it is not a way to outsource chasing a debt.
What is the difference between WolfX and Money Claim Online?
Money Claim Online (MCOL) is a GOV.UK / HMCTS service where eligible claimants can issue a county court money claim themselves. WolfX does not file claims and is not a court. WolfX prepares the evidence and documents — an organised Court Readiness Pack — that you or your solicitor can review before deciding whether to use a service like MCOL.
Does WolfX file claims through MCOL?
No. WolfX does not file court claims and is not a law firm, court, or regulated collector. WolfX prepares evidence-backed documents — Letters Before Action and Court Readiness Packs — that you or your solicitor can review. Any decision to start a court claim, and the filing itself, stays with you or your legal adviser.
WolfX is software for evidence-backed invoice recovery workflows. WolfX is not a law firm, debt collection agency, court, or payment processor. This site provides general information, not legal advice.
Sources
- Money Claim Online — GOV.UK
- Make a court claim for money — GOV.UK
Frequently asked questions
What is the difference between WolfX and Money Claim Online?
Money Claim Online (MCOL) is a GOV.UK / HMCTS service where eligible claimants can issue a county court money claim themselves. WolfX does not file claims and is not a court. WolfX prepares the evidence and documents — an organised Court Readiness Pack — that you or your solicitor can review before deciding whether to use a service like MCOL.
Does WolfX file claims?
No. WolfX does not file court claims and is not a law firm, court, or regulated collector. WolfX prepares evidence-backed documents — Letters Before Action and Court Readiness Packs — that you or your solicitor can review. Any decision to start a court claim, and the filing itself, stays with you or your legal adviser.
Do I need a solicitor to use MCOL?
Not necessarily — eligible claimants can use MCOL themselves — but for contested or higher-value claims many businesses take legal advice. Check the official guidance and the eligibility rules before starting.
Organise your evidence before any court claim.