AnswersWhen a client goes under
A company that owes me money has been dissolved. Can I still get paid?
The short answer
Usually not. A dissolved company no longer exists, so to chase it you first have to ask a court to restore it5. If the strike-off is only proposed, any creditor with an invoice can object1, and an accepted objection holds it off for 6 months3. After dissolution you have 6 years6 to apply, and restoring is worth the cost only if the company still held money or property.
England and Wales only. WolfX is software, not a law firm.
The numbers
The numbers that matter.
What you can add
A £4,000 debt, a company that held £1,800
Say a company owed you £4,000 and was dissolved 14 months ago. Its last accounts showed £1,800 in the bank, and say that was still there: that cash passed to the Crown4 on dissolution. Restoring the company does not pay the debt. The official guide says a restored company is regarded as having continued in existence as if it had not been struck off and dissolved8. Read plainly, the debt is owed again. From the company, you can usually get back no more than it held.
That is the best case: you are the only creditor and every pound is found. It is £2,500 short of the £4,000 you are owed, and the restoration court fee comes off it too: ask the court for its current amount. If the restored company still will not pay, so does the fee to claim the debt from it. If the company held less than these costs, restoring it loses you money.
The road ahead
Two roads: object in time, or restore it.
Step 1: Read the company's record
Look the company up on the Companies House register and read its status. If it says Dissolved, go to step 4. If a Gazette notice4 proposing to strike it off is on its record, go to step 2.
Step 2: Not dissolved yet? Object with your invoice
Step 3: Objection accepted? Use the 6 months to claim
If it is accepted, the company is not struck off for another 6 months3. Ask for payment with a letter before action, then start a court claim.
Need longer? Tell Companies House before the deadline and show progress. Another invoice is unlikely to do; a started court claim may3.
Step 4: Check for a director's personal promise to pay
A limited company's debts are its own. Its owners answer for them only up to what they put in11.
A director who signed a promise to pay if the company did not is different: that promise is the director's own, made to you. Dig out your credit application and ask a solicitor who does debt recovery whether it can still be enforced.
Step 5: Dissolved already? Find out what it held
Read its last accounts on the Companies House register for cash and property. Its assets passed to the Crown4, bank balance included.
Then ask the Bona Vacantia Division, the Crown's office for such property, whether it holds the cash10. If the registered office was in Lancashire or Cornwall, ask the Duchy's solicitors4.
Step 6: Ask the court to restore it
The Companies Act 2006 lets a creditor apply5 within 6 years of dissolution6, with claim form N208 and a witness statement. You normally pay the Registrar's costs, which the guide puts at usually around £3008, plus the court fee.
If the directors applied to strike it off and did not send you the copy creditors must get within 7 days4, that is a ground to restore it7. The court may also restore a company on any ground it thinks just.
Step 7: Then collect from the restored company
Restoring the company does not pay you. It lets you take recovery action against it9, such as a court claim.
If the Crown holds its cash, a creditor can apply for it to be repaid10 to the company, free of charge.
A letter you can copy
Objection to a strike-off, with proof of the debt
Use it once the Gazette notice is on the company's record and before the strike-off date. Save it as a PDF and upload it with your invoice.
Tap a highlighted gap to see what goes in it.
Upload it with your invoice in the Companies House objection service. You need a Companies House account and the company's number. Each document must be less than 6 months old and show the company's full name. If your invoice is older, add a statement of account dated this week. GOV.UK does not say whether that is enough. Companies House tells you if the objection is accepted. Keep that message and diary the end date it gives. If it gives none, ask.
When not to bother
When it isn't worth it
- The company held nothing. Restoring it means paying the Registrar's costs8 and a court fee, and a company with no money cannot repay either. Check its accounts and ask the Bona Vacantia Division before you pay anything.
- The debt is a few hundred pounds. The Registrar's costs alone are usually around £3008, so restoring cannot come out ahead. Check for a director's promise to pay, then move on.
- It was dissolved more than 6 years ago. A court application has to be made within 6 years6 of dissolution, so that road is shut. A director's promise to pay is still worth checking.
- You want the director investigated. The Insolvency Service protects the public, not creditors9 and usually declines unpaid debt alone. Report broken strike-off rules to Companies House.
- It was registered in Scotland or Northern Ireland. This page covers England and Wales. The Crown's office for a dissolved company's property is different there4.

The Wolf's note
The early move is the cheap one: the date is printed on the Gazette notice and an objection costs nothing. After dissolution, you are paying to open a door, so look in the room first. What the company held is the most it can pay you.
Mr. Wolf · the AI inside WolfX
What comes next
Your next move

How do I object to a company being struck off when it owes me money?
Object online to Companies House with an invoice as proof, before the strike-off date; aim for 2 weeks before.
6 min read · Letter included
Before you chase
How do I check if a company is insolvent or about to go under?
Three searches, ten minutes and £6: Companies House, The Gazette and the judgments register.
6 min read
Put it in writing
What is a letter before action, and how do I write one?
A formal last letter before a court claim, and you can write it yourself.
7 min read · Letter included
Don't want to do this yourself?
The Wolf does every step for you. He works out the sums, writes the letters and keeps track of every date. Nothing goes without your yes.
