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Two customersSame bill

Same bill, two customers, on their averages: Home Bargains paid 19 May, Pets at Home paid 26 June

Home Bargains pays in 13 days, on average. Pets at Home pays in 51. By their own reports to the government.

Mara, WolfX research desk24 October 2026

Say you run a haulage firm. In May you deliver pallets to a depot for each, and send both bills on the 6th, on 30-day terms. Both are due on 5 June.

T. J. Morris Limited, trading as Home Bargains, pays in 13 days, on average, by its own report to the government for 1 January to 30 June 2026. That bill is paid on 19 May. Seventeen days before it is due.

Pets at Home Ltd pays in 51 days, on average, by its own report for 27 March to 10 September 2026. That bill is paid on 26 June, 21 days after it is due.

Your two billson their averages

Same bill.38 days apart.

Customer
Due5 June
Paid
Home Bargains13 days, on average
19 MayBefore it is due
Pets at Home51 days, on average
26 June21 days after

From their own reports

T. J. Morris Limited, trading as Home Bargains, 1 January to 30 June 2026: an average of 13 days to pay; 91% of invoices paid within 30 days; 14% not paid within the agreed terms.

Pets at Home Ltd, 27 March to 10 September 2026: an average of 51 days to pay; 20% of invoices paid within 30 days; 26% paid later than 60 days; 9% not paid within the agreed terms. Of the £612m it paid in that period, £55m was paid later than agreed.

Home Bargains’ report ↗   Pets at Home’s report ↗

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    From 6,385 companies’ own reports to the government.

    The Wolf’s note

    Same load. Paid in May, or June, on their averages. Agree terms first.

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